Pay Cards – A direct deposit solution for employees without bank accounts and a whole lot more!


One of the main reasons some employees do not participate in payroll direct deposit is because they don’t have a bank account.

That is why NatPay offers Payroll Pay Cards through one of our alliance partners – FDIC-insured debit card accounts that allows employees to benefit from direct deposit!

Cardholders have instant access to their money – 24 hours a day, 7 days a week at ATM machines and retailers across the U.S. By offering the convenience of a Payroll Pay Card account, your company will begin saving valuable time and money by taking care of ALL your employees’ payroll direct deposit needs.

Direct deposit all or part of a paycheck onto Payroll Pay Cards. It’s easy, and may save money on check cashing fees. Best yet, enjoy the convenience of having direct access to your paycheck the morning of payday!

Employer Benefits

  • Reduces cost: paperless payroll eliminates many printing, postage, and HR expenses. (Can save up to $146/employee.)
  • Reduces risk: no more cash, no more lost or stolen checks, less opportunity for fraud.
  • More efficient: Online accounting simplifies reconciliation, payroll cards integrate seamlessly with existing direct deposit systems, and the same system can also be used for expense reimbursement.
  • Easy to implement: No software or hardware to install.
  • Paperless: Utilize electronic pay stubs, W-2s and 1099s to go 100% paperless for payroll.

Employee Benefits

  • Unlimited FREE access to cash at 55,000 + Allpoint ATMs nationally
  • Zero liability protection from fraudulent use
  • Free over the counter cash at Visa-member banks nationally
  • Cash reloads at Visa ReadyLink locations nationally
  • ACH access for multiple deposits: payroll from other employers, government benefits, tax returns, etc.
  • InGoRemote deposit of a personal / business check
  • Free 24/7/365 US-based customer service
  • Free SMS text message transaction and balance alerts
  • Free online bill pay
  • Secondary accounts for spouse or other relatives

How It Works

  • We will walk you through the easy set up process and show you how to order cards.
  • Cards can be mailed to employees or to the company. All cards come packaged with a Cardholder Agreement and helpful FAQ.
  • Each card is assigned an underlying bank routing and account number. You use this info and existing direct deposit procedures to ACH pay to cards. No extra step in your normal ACH process.
  • We offer customizable free materials to help you communicate to employees about the program.

Get a personal consultation.

See a free, customized demo for your organization!

Free Consultation
(800) 284-0113